The Entrepreneur's Law Firm

Call Us Now For an Appointment
(888)801-0010

---

Request More Information

Loan Modification

If you want to keep your home, a Loan Modification is your best bet, but you’ll need some leverage in order to convince your lender that you deserve a modification to you loan. For that reason we have Attorneys who can assist in the process of modifying loans with home lenders.

We offer two ways to help you on Loan Modification:

Basic Service – Everything you need to get started and do it yourself.

1. Up to 2 hours consulting with an Attorney
• Legal Protections
• Can they get other assets? How can I protect them?
• Can they obtain a deficiency judgment?
• Can I transfer my assets to a friend or family member to avoid having it taken away by my lender?
• Tax Ramifications
• How do I avoid forgiveness of debt income?
2. The Attorney will give you the verbiage you need for a hardship letter
3. From there you’ll mail the hardship letter and negotiate with your lender
4. This option is available in all 50 states

What if I want a loan audit as well?

Full Service – We’ll be with you the whole way.

1. Consult with an Attorney for as long as needed
• Legal Protections
• Can they get other assets? How can I protect them?
• Can they obtain a deficiency judgment?
• Can I transfer my assets to a friend or family member to avoid having it taken away by my lender?
• Tax Ramifications
• How do I avoid forgiveness of debt income?
2. We will file your hardship letter on KKO Lawyers letterhead
3. We will negotiate with your lender for up to 6 months to obtain a reduced loan payment
4. We will audit you loan documents for compliance with:
• The Truth in Lending Act (TILA)
• The Real Estate Settlement Procedures Act (RESPA)
• Federal Laws and other applicable laws
5. Refund is available in some situations (ask for our refund policy)
6. Available for clients and property in California, Utah and Nevada

Call Us Now For a Quote
(888)801-0010